Business Insurance
Running a business comes with its own set of challenges and uncertainties. Business insurance provides the essential protection you need to safeguard your company against unexpected events.
At Sweet Insurance Agency, we recognize the distinct risks and needs of businesses in Clinton Township, Michigan. Our experienced team provides customized insurance solutions that can offer protection against various risks.
What Is Business Insurance?
Business insurance, or commercial insurance, is designed to protect your business from financial losses caused by various events. It’s a contract in which you pay premiums, and in return, the insurance company may cover specified losses.
Business insurance typically includes the following types of coverage:
- General liability insurance—This may help protect your business against claims of bodily injury, personal injury, advertising injury and property damage.
- Business property insurance—If your company’s equipment or property is damaged due to a covered incident, this insurance may help cover the repair or replacement costs.
- Business interruption insurance—When your business faces unexpected disruptions, this may help compensate for lost income and cover additional expenses incurred during the shutdown.
- Commercial auto insurance—Designed for company vehicles and employees who drive for business purposes, this may help cover accidents, property damage and liability.
- Professional liability insurance—Also known as errors and omissions insurance, this coverage may help protect your business if someone alleges negligence, misrepresentation or inaccurate advice.
- Workers’ compensation insurance—Required in most states, this may help provide financial assistance to employees who suffer work-related injuries or illnesses. It may also help cover medical expenses, replacement income and other necessary benefits.
How Much Does Business Insurance Cost?
The cost of business insurance varies widely based on several factors, including the type and amount of coverage, the size and location of your business, the coverage you choose and your industry.
Learn More
If you need business insurance solutions, Sweet Insurance Agency is here to help. Our experienced team can assist you in finding the right policies to fit your specific needs and budget. Contact us today to learn more or to get a free quote.